Mutual Funds Currently there are over 15,000 mutual funds available to the average investor. With all of these choices, it is extremely important that your advisor have the ability to determine not only the correct funds, but the proper mix of funds for your goals, risk tolerance, time frame, and long term income needs.As an independent financial consultants, you can be sure that we always put the needs of our clients first. We will discuss your goals and objectives as well as the time frame before the money is needed. Only then will we choose from the families of mutual funds that are in your best interest. This independent approach ensures that we will work for you and not the other way around.